Terms of use

Last updated: 7 October 2026

These terms apply to your use of apirelay.digital operated by Relay Independent Financial Planning Co., Ltd. (“we”, “us”). By browsing the site or submitting an inquiry, you agree to these terms. If you disagree, please do not use the site.

Nature of the service

We provide individual financial-planning consultations and tailored planning engagements focused on self-employed professionals. Information on this site is general education—not a personal recommendation until we have a signed scope and your facts on file.

No guaranteed outcomes

Financial planning involves uncertainty. We do not promise specific investment returns, tax outcomes, or income levels. Past scenarios in examples are illustrative only.

Not tax or legal advice

Unless we explicitly state otherwise in a written engagement letter, our work is planning support—not licensed legal or tax representation. You remain responsible for filings and compliance decisions, working with your qualified advisors.

Intellectual property

Site text, layout, and downloadable materials we provide during engagements are for your personal business use. You may not republish our materials as a commercial product without written permission.

Inquiry form

Submitting the form does not create a client relationship. We may decline engagements that fall outside our expertise or conflict rules. Do not send passwords or full account numbers through the web form.

Limitation of liability

To the fullest extent permitted by Thai law, we are not liable for indirect or consequential damages arising from use of the site or reliance on general content here. Liability under a separate signed engagement letter governs paid work.

Governing law

These terms are governed by the laws of Thailand. Courts in Bangkok have non-exclusive jurisdiction, subject to mandatory consumer protections.

Changes

We may update these terms by posting a new version with a revised date. Continued use after changes constitutes acceptance.

Business details